A Potential New Battle: UN vs US over Greenland and the Panama Canal

In Greenland, the melting of ice sheets is accelerating. Credit: WMO/Karolin Eichier / UN News

By Thalif Deen
UNITED NATIONS, Feb 4 2025 – US President Donald Trump’s ominous threat to take over the Panama Canal and Greenland sets the stage for a new political battle with the United Nations.

But judging by UN’s track record of failures—including the US invasion of Iraq in 2003, and the 2022 Russian invasion of Ukraine — the world body may lose again while battling a veto-wielding superpower.

Kul Gautam, a former UN Assistant Secretary-General and Deputy Executive Director of the UN children’s fund UNICEF, told IPS Donald Trump’s threat to buy or take over Greenland, the autonomous territory of Denmark, and to take back the Panama Canal “by military force, if necessary”, harks back to the bygone era of the 18th and 19th-century world of lawless, imperial, and colonial expansion.

“It should be seen in the context of Trump’s grandiose announcement to pursue America’s “Manifest Destiny” that was once invoked as the divinely ordained right of the United States to expand its borders to the Pacific Ocean and beyond.”

Such imperial ambition appeals to Trump’s “America First” MAGA supporters but is clearly illegal and in defiance of the UN Charter and a complete violation of the territorial integrity and sovereignty of UN member states, he pointed out.

“Given Trump’s hubris, erratic nature, and disregard for both domestic and international law, his threat must be taken seriously.”

If Trump dares to acquire Greenland and the Panama Canal forcefully, he said, the UN, EU, OAS, and other groups will all denounce such aggression but will be unable to counter him effectively in the short run.

“But in the long run, Trump’s policies and actions will alienate America’s closest allies. The US will be isolated globally to the advantage of its adversaries like China and Russia,” Gautam declared.

Any takeover will be in defiance of the UN charter and in complete violation of the territorial integrity and sovereignty of UN member states.

According to the United Nations Charter, described as one of the world’s most viewed founding documents of the UN, “all member states must respect the sovereignty of other states”. It also prohibits the use of force against the political independence or territorial integrity of other states.

But where will the UN stand against a military superpower– while the world body does not have the means to enforce its own resolutions?

And it harks back to the US invasion of Iraq in March 2003– despite opposition at the UN– in search of weapons of mass destruction (WMDs) that did not exist?

US Secretary of State Marco Rubio with Panamanian President José Raúl Mulino in Panama last week. Credit: US Embassy, Panama

Dr Alon Ben-Meir, a retired professor of international relations, most recently at the Center for Global Affairs at New York University (NYU), told IPS it is not only Democrats but also many of Trump’s supporters are baffled by his arbitrary decision to take another country’s territory by force if he “has to,” such as Greenland and the Panama Canal, which is outrageous to even think about.

“Is there one single sane Trump advisor who can tell him that what he is thinking is a gross violation of international law, to unilaterally decide to take over any land that belongs to other countries?”

In addition, said Dr Ben-Meir, it is terrifying other countries, creating a dreadful feeling about what the United States represents and the harm it can inflict at this point on other states.

“To suggest that the US can unilaterally take land from a UN member state, or worse yet, in the case of Greenland, a NATO member state is nothing short of folly—to take by force land from one’s allies.”

The US, he pointed out, is committed to upholding territorial integrity, and to think that Trump can just take over the Panama Canal and invade Denmark’s territory is the highest of absurdity.

“Sadly, with the new Trump administration entering a second term, not only does the UN face an exceptionally hostile White House, but even many of the US’ friends and allies are bewildered and greatly concerned about what he might do next. They fear that nothing good will come out of this Trump administration and are bracing for the worst.”

Trump must remember that America First is best served when America is respected, not feared, he declared.

Asked about the proposed take-over of the Panama Canal and Greenland, UN Deputy Spokesperson Farhan Haq said last week: ”When it comes to any of these questions involving actual Member States’ territory, obviously, we are governed, as you know, by the UN Charter.”

“And you know that the UN Charter stands for the respect of the sovereignty and territorial integrity of Member States. And all Member States and their sovereignty and territorial integrity must be respected,” he said.

Elaborating further, Gautam said throughout human history, dominant imperial powers often felt that their military and economic might justify the equivalent of their “manifest destiny” and unchecked power.

“But we have now entered an era of interdependence and the need to follow a rules-based international order that the US helped craft after World War II. However, the imperial hangover still persists among certain segments of the political class in the US, as well as in Putin’s Russia, Erdogan’s Türkiye, and a few other old empires,” he pointed out.

As the Trump mania is not going to last forever, said Gautam, “I hope and expect that saner voices in favour of a mutually beneficial, rule-based international order will prevail again in the US and elsewhere”.

If human civilization is to survive and thrive, there is no choice but to follow the path of peaceful coexistence and interdependence where healthy competition is cherished but bullying by the powerful is frowned upon, he declared.

Meanwhile, in a Q&A in Panama City last week, US Secretary of State Marco Rubio justified the Panama Canal take-over by arguing that it is “completely unacceptable” that Hong Kong-based companies are having control over the entry and exit points of the canal. That cannot continue, he said

“And if there’s a conflict and China tells them, do everything you can to obstruct the canal so that the U.S. can’t engage in trade and commerce, so that the U.S. military and naval fleet cannot get to the Indo-Pacific fast enough, they would have to do it. They would have to do it, and they would do it. And now we’d have a major problem on our hands. That’s number one.”

Number two, “we have to talk about the fact that we built this thing. We paid for it. Thousands of people died doing this – Americans. And somehow our naval vessels who go through there, and American shipping that goes through there, pays rates some cases higher than other countries are paying – for example, a vessel from China. That’s also not acceptable”.

It was a terrible deal when it was made, it should never have been allowed.

“They’re going to tell you that it’s set by an independent administrative entity and not the government; that’s their internal problem. They’ll have to figure that out. But we should not be in a position of having to pay more than other countries. In fact, we should be getting a discount or maybe for free, because we paid for the thing,” declared Rubio.

IPS UN Bureau Report

 


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Benin: An African Pioneer

Credit: Hadynya/iStock by Getty Images via International Monetary Fund (IMF)

By Constant Lonkeng
PORTO-NOVO, Benin, Feb 4 2025 – Benin faced a number of negative spillovers in 2022: a deteriorating regional security situation at its northern border, the lingering scars of COVID-19, and higher living costs amid the war in Ukraine.

To help counter those headwinds, the country tapped IMF support, including a $650 million blended Extended Fund Facility (EFF) and Extended Credit Facility (ECF) arrangement, complemented by a $200 million Resilience and Sustainability Facility (RSF) in 2023.

Development partners’ confidence in the country’s reform program has been reflected in budget support consistently exceeding expectations. Moreover, Benin was among the first countries to re-access the international capital market last year, following a two-year hiatus, with several sovereign credit rating upgrades in recent years.

Despite challenges, there are promising signs of economic transformation. Among other achievements, growth has been strong, fiscal adjustment is proceeding while allowing for a significant increase in social spending, and efforts to strengthen governance are gaining ground.

Following the combined Fifth Review of the ongoing EFF/ECF arrangement and Second Review of the RSF, IMF Country Focus discussed the country’s economic performance with Romuald Wadagni, Senior Minister of State of Economy and Finance for Benin, and Constant Lonkeng, IMF Mission Chief for Benin.

How is the current reform program affecting the daily lives of Beninese people?

Finance Minister Wadagni: First and foremost, our ongoing reform program has allowed us to navigate an episode of severe and repeated shocks, with technical and financial support from our development partners. As a result, our economy has shown remarkable resilience, with growth averaging more than 6.5 percent in recent years.

Economic resilience is helping harness the potential of Benin’s people. A key focus of our reform program is enhancing human capital, as articulated under our people-centric Government Action Program (PAG 2021–26).

Our Integrated School Feeding Program currently provides free meals to students in 95 percent of elementary schools in rural areas (more than 1.3 million children), with full coverage targeted this year. Lower education is now tuition-free for girls across all of Benin’s 77 communes (estimated 2 million girls), with an ongoing pilot to extend to upper secondary school.

We are also putting emphasis on technical education and vocational training to prepare our large youth population to seize job opportunities in high value-added activities.

More broadly, our flagship Insurance for Human Capital Enhancement (ARCH) seeks to foster social resilience through various programs including micro-credits, access to healthcare, and pensions. The social registry—established early on under the EFF/ECF with World Bank technical support—is an essential tool for targeting our support to the most vulnerable.

How has IMF engagement supported the authorities’ policy agenda?

IMF Mission Chief Lonkeng: One key design consideration of Benin’s IMF-supported program was balancing financing and fiscal adjustment in a shock-prone environment. Considering Benin’s established track record in macroeconomic management, we opted for a flexible design—a vote of confidence from the IMF.

Frontloaded financing supported the country’s appropriately strong counter-cyclical policy response to severe shocks—the IMF disbursed more than 40 percent of the total financing envelope of about 400 percent of Benin’s quota in the first 6 months of the 42-month program to smooth out fiscal adjustment. The EFF/ECF was subsequently complemented by an RSF (120 percent of Benin’s quota) to help enhance the country’s overall socio-economic resilience.

The authorities have since been re-building policy space, with domestic revenue mobilization being a key part of this effort and, more broadly, the cornerstone of the authorities’ reform program. A frontloaded tax policy reform under the program complemented efforts to digitalize the tax system to boost revenue collection. As the chart shows, Benin’s tax-to-GDP ratio increased by more than 2 percentage points during 2022–24, far exceeding the average improvement of other countries in this timeframe.

There are promising signs of economic transformation. How are you achieving this and what lessons did you learn along the way?

Finance Minister Wadagni: We first conducted an in-depth diagnostic of our economic and financial situation about a decade ago. We then embarked on a first wave of reforms to lay the foundations for structural transformation, cognizant of the fact that sound public finances, reliable energy, and infrastructure—including digital—are key prerequisites for sustained economic expansion.

The ongoing second wave of reforms seek to consolidate our initial achievements and climb up value chains by processing commodities locally. The Glo-Djigbé Industrial Zone—which is dedicated to the local transformation of agricultural products including cotton, cashews, and soybeans—plays a strategic role in this regard.

We intend to further develop the zone and, more broadly, pursue the structural transformation of our economy, including through continued modernization and enhanced resilience of agriculture. We will also step up investment in unlocking Benin’s tourism potential and modernizing the Port of Cotonou.

In doing all of the above, we will expand the social safety nets to reach as many vulnerable people as possible. A key lesson from our experience so far is that sound governance is critical in economic transformation.

Benin innovated with the issuance of the first Social Development Goal (SDG) bond in the region – and is now extending this framework to catalyze private climate finance. Can you elaborate?

Finance Minister Wadagni: We developed an SDG bond framework around the country’s social and climate priorities as an integral part of our development finance strategy. The framework was initially used to issue a €500 million SDG bond in 2021, a first in the region.

It has since facilitated the financing of key social and energy transition projects. We intend to leverage the SDG bond framework to catalyze financing for climate change adaptation, resilient agriculture, sustainable ecosystem management, and the energy transition.

Relatedly, we secured climate financing pledges from our partners during the recent COP29, following the climate finance roundtable that we co-convened in Cotonou with the IMF and the World Bank.

What has been the key to program engagement in your view, and what do you see as the main challenges ahead?

IMF Mission Chief Lonkeng: First and foremost, program ownership has been key. Benin has an established tradition of public consultation around the country’s reform agenda—under the National Development Plan and the Government Action Program. The Fund-supported program therefore had a solid homegrown foundation to build on.

Going forward, continued expansion of the tax base, drawing on the country’s recently developed medium-term revenue strategy, would help fund Benin’s large development needs (the country’s median age is 18), and improve the country’s capacity to carry debt and preserve debt sustainability.

On the structural front, a continued move away from the traditional transit-centered growth model—supported by a balanced social contract—would foster private sector job creation in higher value-added activities for the large youth population.

Enhancing resilience to climate change and maintaining the digitalization drive would also support overall socio-economic resilience in the long-term. All of this would help raise the living standards of the Beninese in a sustained and inclusive manner.

Constant Lonkeng is IMF Mission Chief for Benin

Source: IMF

IPS UN Bureau

 


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Bitget Wallet stellt die PayFi Vision vor, die eine Brücke zwischen Real-World-Zahlungen und On-Chain-Finanztransaktionen schafft

VICTORIA, Seychellen, Feb. 04, 2025 (GLOBE NEWSWIRE) — Bitget Wallet, ein führendes Web3–Wallet ohne Schlüsselverwaltung durch eine Drittpartei, hat seine Strategie für das Jahr 2025 vorgestellt, bei der PayFi eine wesentliche Rolle spielt. Mit über 60 Millionen Nutzern bringt Bitget Wallet PayFi an die Spitze der privaten Finanzplanung und transformiert Kryptowährungen von einem passiven Vermögenswert zu einem leistungsstarken Finanzwerkzeug für alltägliche Finanzaktivitäten. Durch die Kombination effizienter Krypto–Zahlungen und der Möglichkeit, durch dezentrales Finanzwesen (DeFi) Geld zu verdienen, integriert PayFi das Verdienen, Senden und Ausgeben in ein Ökosystem, das gewährleistet, dass jeder Dollar optimal genutzt wird und sicherstellt, dass jede Transaktion zum finanziellen Wachstum beiträgt. Bitget Wallet positioniert sich als Finanz–Super–App, die Blockchain–Innovation und praktische Einsetzbarkeit miteinander verbindet, um das Finanzverhalten der Menschen zu revolutionieren.

PayFi Flywheel von Bitget Wallet verwandelt Krypto–Wallets von passiven Verwahrungsinstrumenten zu Motoren der finanziellen Unabhängigkeit. Das Ökosystem zum Verdienen, Versenden und Ausgeben ermöglicht es Nutzern, Krypto–Vermögenswerte wie Stablecoins auf Sparkonten einzuzahlen, die flexible Echtzeitrenditen bieten. Diese Erträge sind nicht für den Zugriff gesperrt, sondern fließen direkt in die täglichen Ausgaben, von Einkäufen bis hin zu Abonnements, und unterstützen das Konzept „Buy Now, Pay Never“, bei dem die DeFi–Renditen einen Teil der Kosten decken. Durch das Verbinden von Verdienen, Senden und Ausgeben, angetrieben durch die Effizienz von Blockchain, schafft PayFi ein vernetztes Ökosystem, bei dem kein Dollar ungenutzt bleibt, und das den Nutzern ermöglicht, ihr Vermögen nahtlos zu vermehren.

PayFi ist nicht einfach nur ein Produkt, es ist eine Bewegung, die Kryptowährungen zu einem rentablen Finanzwerkzeug für Milliarden von Menschen auf der ganzen Welt macht“, so Alvin Kan, COO von Bitget Wallet. „Durch die Nutzung des PayFi Flywheel definieren wir die private Finanzplanung neu und integrieren Blockchain–basierte Systeme in den Alltag. Dies bedeutet einen Paradigmenwechsel in der Art und Weise, wie Menschen mit Geld umgehen – sie erhalten Werkzeuge, die Ihnen maximale Produktivität und finanzielle Freiheit ermöglichen, während Kryptowährungen dadurch weltweit praktischer und wirkungsvoller werden.

Ein Eckpfeiler der PayFi–Initiative von Bitget Wallet ist die Einführung der Bitget Wallet Card. Diese Kryptokarte wird von Mastercard unterstützt und ist mit einem kryptofreundlichen internationalen Bankkonto in mehreren Währungen verbunden. Die Karte erleichtert internationale Zahlungen und bietet wettbewerbsfähige Wechselkurse. Zusätzlich zur Karte baut Bitget Wallet ein In–App–Shopping–Erlebnis durch Partnerschaften mit Unternehmen wie Triple A, Bitrefill, IvendPay, PundiX und Coinpal auf. Diese Partnerschaften ermöglichen es den Nutzern, Kryptowährungen für alltägliche Einkäufe zu nutzen, vom Kauf von Geschenkkarten für Top–Marken wie Amazon und Apple bis hin zum Aufladen von Guthaben auf Mobiltelefonen und Zahlungen in Geschäften über QR–Codes oder Blockchain–fähige POS–Systeme. Dieses vernetzte Ökosystem erweitert die realen Anwendungsmöglichkeiten von Kryptowährungen und stellt sicher, dass sich Verdienen, Senden und Ausgeben in einem Wertschöpfungskreislauf gegenseitig stärken.

Bitget Wallet plant auch die Einführung erweiterter Ertragsfunktionen, die flexible Renditeoptionen bieten – von risikoarmen Renditen bis hin zu höheren Renditechancen. Das Geld der Nutzer bleibt jederzeit produktiv, selbst wenn sie es für tägliche Ausgaben nutzen. Es wirft Erträge ab und bleibt gleichzeitig zugänglich. Peer–to–Peer–Transfers werden optimiert und ermöglichen schnellere, kostengünstigere und leichter zugängliche Kryptotransaktionen für den täglichen Gebrauch sowie für Überweisungen. „In einigen Regionen haben wir aufgrund der hohen Inflation und des begrenzten Zugangs zu Bankdienstleistungen ein außergewöhnliches Wachstum erlebt“, so Alvin Kan, COO von Bitget Wallet. „Allein in Afrika stiegen die Nutzerzahlen im letzten Jahr um mehr als 1.000 %, ähnliche Trends sind im Nahen Osten und in Lateinamerika zu beobachten. Diese Zahlen zeigen nachweislich die steigende Nachfrage nach dezentralen Lösungen. Mit PayFi möchten wir unterversorgten Regionen den Zugang zu Finanzwerkzeugen ermöglichen.

Für weitere Informationen besuchen Sie den Bitget Wallet Blog.

Über Bitget Wallet
Bitget Wallet ist das Zuhause von Web3, das unendliche Möglichkeiten in einer Wallet ohne Schlüsselverwaltung durch eine Drittpartei vereint. Mit über 60 Millionen Nutzern bietet es umfassende On–Chain–Dienste, darunter Asset Management, Instant Swaps, Rewards, Staking, Trading Tools, Live–Marktdaten, einen DApp–Browser und einen NFT–Marktplatz. Bitget Wallet unterstützt über 100 Blockchains, mehr als 20.000 DApps und mehr als 500.000 Token und ermöglicht den nahtlosen Multi–Chain–Handel über Hunderte von DEXs und Cross–Chain–Bridges sowie einen Schutzfonds in Höhe von 300 Millionen USD, der die Sicherheit der Vermögenswerte der Nutzer gewährleistet. Testen Sie Bitget Wallet Lite und beginnen Sie Ihre Web3–Reise.

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Bitget Wallet revela PayFi Vision: conectando pagamentos do mundo real e finanças on-chain

VICTORIA, Seicheles, Feb. 04, 2025 (GLOBE NEWSWIRE) — A Bitget Wallet, carteira Web3 não custodial líder, revelou sua estratégia para 2025, com o PayFi sendo o foco principal. Com mais de 60 milhões de usuários, a Bitget Wallet está trazendo o PayFi para o centro das finanças pessoais, transformando as criptomoedas de um ativo passivo em uma poderosa ferramenta financeira para o dia a dia. Ao combinar a eficiência dos pagamentos em criptomoedas com a capacidade de gerar ganhos por meio das finanças descentralizadas (DeFi), o PayFi integra ganhos, transferências e gastos em um ecossistema que maximiza a utilidade de cada dólar, garantindo que cada transação contribua para o crescimento financeiro. A Bitget Wallet está se posicionando como um super aplicativo financeiro, conectando inovação em blockchain e usabilidade no mundo real para revolucionar a forma como as pessoas gerenciam seu dinheiro.

O PayFi Flywheel da Bitget Wallet transforma as carteiras de criptomoedas de uma ferramenta de armazenamento passiva em motores de empoderamento financeiro. Com seu ecossistema de ganhos, transferências e gastos, os usuários podem depositar ativos em criptomoedas, como stablecoins, em contas de poupança que oferecem rendimentos flexíveis e em tempo real. Esses rendimentos não ficam bloqueados, mas são usados diretamente para cobrir os gastos diários, desde compras até assinaturas, viabilizando o conceito “Compre agora, não pague nunca”, onde os rendimentos DeFi ajudam a arcar com parte das despesas. Ao integrar ganhos, transferências e gastos, possibilitado pela eficiência da blockchain, o PayFi cria um ecossistema interconectado que mantém o dinheiro produtivo e capacita os usuários a expandirem seus ativos de forma fluida.

“O PayFi não é apenas um produto; é um movimento para tornar as criptomoedas uma ferramenta financeira viável para bilhões de pessoas em todo o mundo“, disse Alvin Kan, COO da Bitget Wallet. “Ao utilizar o PayFi Flywheel, estamos redefinindo as finanças pessoais, integrando sistemas baseados em blockchain ao dia a dia. Isso marca uma mudança de paradigma na forma como as pessoas gerenciam seu dinheiro — capacitando as pessoas com ferramentas para maximizar a produtividade e a liberdade financeira, tornando as criptomoedas mais práticas e impactantes mundialmente.

Um dos principais elementos da iniciativa PayFi da Bitget Wallet é o futuro Bitget Wallet Card, um cartão de criptomoedas com suporte da Mastercard e vinculado a uma conta bancária internacional de várias moedas, favorável às criptomoedas. O cartão permitirá gastos globais de forma fluida, oferecendo taxas de câmbio competitivas. Além do cartão, a Bitget Wallet está criando uma experiência de compras dentro do aplicativo por meio de parcerias com empresas como Triple A, Bitrefill, IvendPay, PundiX e Coinpal. Essas parcerias possibilitam que os usuários usem criptomoedas para pagar serviços do dia a dia, desde a compra de vales–presentes (gift cards) de grandes marcas como Amazon e Apple até a recarga de créditos de celular e pagamentos em lojas físicas via códigos QR ou sistemas de POS baseados em blockchain. Esse ecossistema interconectado amplia a aplicação das criptomoedas no mundo real, garantindo que os ganhos, transferências e gastos se reforcem mutuamente em um ciclo de criação de valor.

A Bitget Wallet também planeja introduzir recursos aprimorados de ganhos, oferecendo opções de rendimento flexíveis, que vão desde retornos de baixo risco até oportunidades de maior rendimento. Os usuários podem manter seus fundos produtivos mesmo enquanto os utilizam para gastos do dia a dia, garantindo que o dinheiro gere rendimento sem perder a acessibilidade. As transferências peer–to–peer serão aprimoradas, tornando as transações em criptomoedas mais rápidas, econômicas e acessíveis para o uso diário e remessas. “Vimos um crescimento excepcional em algumas regiões, incentivado pela alta inflação e acesso limitado aos serviços bancários“, disse Alvin Kan, COO da Bitget Wallet. “Só na África, o número de usuários cresceu mais de 1000% no ano passado, com tendências semelhantes no Oriente Médio e na América Latina. Esses números destacam a crescente demanda por soluções descentralizadas e, com o PayFi, nosso objetivo é capacitar regiões carentes com ferramentas financeiras acessíveis.

Para mais detalhes, acesse o blog da Bitget Wallet.

Sobre a Bitget Wallet
A Bitget Wallet é a casa do Web3, unindo possibilidades infinitas em uma única carteira não custodial. Com mais de 60 milhões de usuários, ela oferece serviços completos on–chain, incluindo gestão de ativos, trocas instantâneas, recompensas, staking, ferramentas de negociação, dados de mercado ao vivo, um navegador DApp, um marketplace de NFTs e pagamentos em criptomoedas. Compatível com mais de 100 blockchains, mais de 20.000 DApps e mais de 500.000 tokens, a Bitget Wallet permite negociações multi–chain fluidas em centenas de DEXs e pontes cross–chain, além de um fundo de proteção de US$ 300 milhões para garantir a segurança dos ativos dos usuários. Experimente a Bitget Wallet Lite para iniciar sua jornada no Web3.

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Bitget Wallet dévoile PayFi Vision : faire le lien entre les paiements du monde réel et la finance on-chain

VICTORIA, Seychelles, 04 févr. 2025 (GLOBE NEWSWIRE) — Bitget Wallet, l’un des principaux portefeuilles Web3 sans garde, a dévoilé sa stratégie pour 2025, dont PayFi est l’un des principaux axes. Avec plus de 60 millions d’utilisateurs, Bitget Wallet met PayFi au premier plan des finances personnelles, faisant passer les crypto–monnaies d’un actif passif à un outil financier puissant à exploiter au quotidien. En combinant l’efficacité des paiements cryptographiques et la faculté de générer des revenus par le biais de la finance décentralisée (DeFi), PayFi intègre les gains, les transferts et les dépenses dans un écosystème qui maximise l’utilité de chaque dollar, en veillant à ce que chaque transaction contribue à la croissance financière. Bitget Wallet se positionne comme une super application financière, associant l’innovation de la blockchain et la praticité du monde réel pour révolutionner la façon dont les individus gèrent leur argent.

Le système PayFi Flywheel de Bitget Wallet convertit les portefeuilles de crypto–monnaies d’outils de stockage passifs en moteurs d’autonomisation financière. Grâce à son écosystème de gains, de transferts et de dépenses, les utilisateurs peuvent déposer des crypto–actifs, tels que des stablecoins, sur des comptes épargne offrant des rendements flexibles et en temps réel. Ces rendements ne sont pas bloqués, mais servent directement à financer les dépenses quotidiennes, des achats aux abonnements, en encourageant le concept « Achetez maintenant, ne payez jamais », où les rendements DeFi couvrent une partie des dépenses. En faisant converger les gains, les transferts et les dépenses, grâce à l’efficacité de la blockchain, PayFi crée un écosystème interconnecté qui permet à l’argent de rester productif et aux utilisateurs de faire fructifier leurs actifs de manière transparente.

« PayFi n’est pas un simple produit, c’est un mouvement qui vise à faire de la crypto–monnaie un outil financier viable pour des milliards de personnes dans le monde », a déclaré Alvin Kan, directeur des opérations de Bitget Wallet. « En tirant parti du PayFi Flywheel, nous redéfinissons les finances personnelles, en intégrant des systèmes alimentés par la blockchain dans la vie de tous les jours. Cela marque un changement de paradigme dans la gestion de l’argent – en donnant aux individus des outils pour maximiser la productivité et la liberté financière tout en rendant la crypto plus pratique et plus impactante dans le monde entier. »

L’une des pierres angulaires de l’initiative PayFi de Bitget Wallet est la future carte Bitget Wallet, une carte cryptographique prise en charge par Mastercard et liée à un compte bancaire international multidevises adapté aux crypto–monnaies. La carte permettra de réaliser des dépenses internationales en toute simplicité, en offrant des taux de change compétitifs. Outre la carte, Bitget Wallet développe une expérience d’achat in–app grâce à des partenariats avec des entreprises telles que Triple A, Bitrefill, IvendPay, PundiX et Coinpal. Ces partenariats permettent aux utilisateurs d’utiliser des crypto–monnaies pour des services quotidiens, qu’il s’agisse d’acheter des cartes–cadeaux de grandes marques telles qu’Amazon et Apple, de recharger des crédits mobiles ou d’effectuer des paiements en magasin via des codes QR ou des systèmes de points de vente alimentés par la blockchain. Cet écosystème interconnecté élargit l’application des crypto–monnaies dans le monde réel, en veillant à ce que les gains, les transferts et les dépenses se renforcent mutuellement dans un cycle de création de valeur.

Bitget Wallet prévoit également de lancer des fonctionnalités de rémunération améliorées, offrant des options de rendement flexibles allant de rendements à faible risque à des opportunités de rendement plus élevé. Les utilisateurs auront la possibilité ainsi de conserver la productivité de leurs fonds, même s’ils les utilisent pour leurs dépenses quotidiennes, afin de s’assurer que l’argent génère du rendement tout en restant accessible. Les transferts peer–to–peer seront rationalisés, permettant des transactions cryptographiques plus rapides, moins chères et plus faciles d’accès pour l’utilisation quotidienne et les transferts de fonds. « Nous avons constaté une croissance exceptionnelle dans certaines régions en raison d’une inflation élevée et d’un accès bancaire limité », a expliqué Alvin Kan, directeur des opérations de Bitget Wallet. « Rien qu’en Afrique, le nombre d’utilisateurs a augmenté de plus de 1 000 % l’année dernière, avec des tendances similaires au Moyen–Orient et en Amérique latine. Ces chiffres soulignent la demande croissante de solutions décentralisées, et avec PayFi, nous visons à donner aux régions mal desservies des outils financiers accessibles. »

Pour plus d’informations, consultez le blog de Bitget Wallet.

À propos de Bitget Wallet
En réunissant des possibilités infinies au sein d’un seul portefeuille non dépositaire, Bitget Wallet représente l’incarnation ultime du Web3. Avec plus de 60 millions d’utilisateurs, il offre des services on–chain complets, avec notamment la gestion d’actifs, les échanges instantanés, les récompenses, le jalonnement, les outils de trading, les données de marché en direct, un navigateur DApp et une place de marché NFT. Prenant en charge plus de 100 blockchains, plus de 20 000 DApps et plus de 500 000 jetons, Bitget Wallet vous permet de bénéficier d’un trading multi–chaînes fluide sur des centaines de DEX et de ponts inter–chaînes, ainsi que d’un fonds de protection de 300 millions de dollars pour vos actifs numériques. Faites l’expérience de Bitget Wallet Lite pour commencer votre voyage sur le Web3.

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